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Your Trusted Mortgage Experts
Cape Coral, FL

Use one of our quick & easy tools to find out what you qualify for!

Welcome to Island Coast Mortgage

– The Lowest Rates Guaranteed in Cape Coral, FL

Miles of beaches and a beautiful home are waiting for you in sun-drenched Cape Coral.

But with Island Coast Mortgage on your side, you don’t need to wait any longer to move into the home of your dreams.

We offer Early Approvals so you can close fast on your perfect Florida home. We also guarantee the lowest mortgage rates in the region.

JB Broughton - Operations Manager

Why Island Coast Mortgage?

We’ve been making it fast, easy, and affordable for customers in Cape Coral and throughout Florida to apply for a mortgage since 1986. With over three decades of experience, we are experts in the local market and in every loan situation.

Our loan experts patiently walk you through the application process and answer your questions in as much detail as you need in order to understand fully the terms of a loan. We stay in close communication with you constantly for a smooth, easy, stress-free loan process.

You do not need a perfect credit score to apply successfully for a home loan through Island Coast Mortgage. In fact, helping customers with swift credit repair when necessary is among our specialties. We also offer loan products such as FHA, VA and USDA which feature flexible credit approval.

With our variety of loan products, you can find a suitable mortgage for any situation. We even offer specialty products such as our manufactured housing loans and ITIN loans.

As a mortgage broker, we shop a network of wholesale lenders in order to bring you the lowest rates, guaranteed.

We also offer down payment assistance.

With our Early Approvals program, you can close rapidly on your dream property in Cape Coral.

Understanding the Loan Process

3 Simple Steps to Pre-Approval which is extremely valuable in the
competitive Cape Coral, Florida market.

  • 1. Schedule A FREE Consultation
  • 2. Develop A Mortgage Plan with your Consultant
  • 3. Apply and receive a same day free no obligation approval
Schedule a FREE Consultation Now!

Island Coast Mortgage Checklist

Free Mortgage Checklist to help
you get started

See What Our Clients Are Saying About Us!

Doreen Lehner
Doreen Lehner
12:44 29 May 20
*******There are not enough Stars to rate JB and Lynn at Island Coast Mortgage!!! Outstanding....Unsurpassed Service!!!! They do not quit until you have Success!!! I have Mortgages many homes and this is the Best Ever!! Extremely Knowledgeable....Personable....and obtained me the Best Loan with the Lowest Rate!!!!read more
Chris Webb
Chris Webb
08:45 04 Apr 20
JB is first class and honest lender. JB is really a nice guy and will work hard to get you the best deal.
Izai Sanchez
Izai Sanchez
18:16 31 Jan 20
As a Realtor, you try to find connections with lenders that are hardworking and willing to do whatever it takes to be there for your clients 24/7. I had the pleasure of working with Ivan Sanchez, who was always there for my clients and kept them informed every step of the way. Fulfilling our clients dream of getting them into their home is our number one goal, Ivan certainly goes the extra mile to achieve that goal! If you're looking for a lender that will not give up on you, Ivan is your guy!read more
Daniel Moreno
Daniel Moreno
01:32 30 Jan 20
Ivan made the process so smooth and painless! He was always ready to answer any questions I had for him. I will definitely be coming back to see him for my next home!
ORyan Atkinson
ORyan Atkinson
10:18 11 Jan 20
When our other mortgage person couldn’t get the deal done and ultimately wouldn’t respond I switched to JB. JB started working on my deal the very day we spoke. Not only did he get two deals done simultaneously, I was able to get the deal done on time, very smoothly, very easy to reach, easy to talk to and everything turned out as initially discussed. The benefits of direct underwriting. Needless to say I will be doing business with him in the future and will be recommending him to my friends and family. Especially those deals that involve some creativity. He has strong credibility and represents the old school where people worked hard and creatively to get the deal done.Thanks again JB!!read more
Moises Trejo
Moises Trejo
22:25 12 Nov 19
Ivan helped me so much and am happy to be a first time homeowner
Jake Kolbus
Jake Kolbus
11:54 02 Nov 19
Can’t say enough of how appreciative and impressed we are of JB and everyone at Island Coast Mortgage. We switched to them about 3 weeks out from our closing date and they were fantastic in helping us get a great rate and closing on our home. Our sellers were very anxious about our decision to switch lenders at that time and JB assured us that everything would get completed by our targeted closing date. He did not disappoint. Island Coast Mortgage really took care of us in helping getting the VA loan appraisal and remedies completed. They were very easy to talk and work with and were great in answering any of our questions along with the way. We highly recommend them to everyone looking for great service and incredible rates. Thank you JB and Island Coast Mortgage, you are absolutely the best!read more
Rossy Avendano
Rossy Avendano
23:02 25 Sep 19
I definitely recommend island coast mortgage for your house loan. Our realtor agent Ivan Sanchez was very helpful and always available to every call. As a first time home buyer we couldn’t decide what house to pick, He nicely showed us multiple houses before making a decision. Very young guy but very smart and with experience. Thank you very much for making our dream come true.read more
Jill Paul
Jill Paul
13:23 24 Aug 19
JB and the rest of the team were great! We were able to close on a VA home loan in less than 45 days! Highly recommend!
21:58 20 Aug 19
JB with Island Coast went above and beyond helping me to secure my loan. He made himself available at all hours-- even on the weekend. If you want to be treated as a person, not a number, Island Coast Mortgage is for you.read more
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Apply for a Competitive Mortgage in FL With Our Low Rate
Guarantee Now

If you are ready to take advantage of our Lowest Rate Guarantee and Early Approvals, please give us a call today at 239-214-7011 to schedule your consultation. We will give you personalized recommendations and get you started on the loan application process.

Schedule a FREE Consultation