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Welcome to Island Coast Mortgage

Top Rated Mortgage Broker in Cape Coral FL

Miles of beaches and a beautiful home are waiting for you in sun-drenched Cape Coral.

But with Island Coast Mortgage on your side, you don’t need to wait any longer to move into the home of your dreams.

We offer Early Approvals so you can close fast on your perfect Florida home. We also guarantee the lowest mortgage rates in the region.

JB Broughton - Operations Manager

Why Island Coast Mortgage?

We’ve been making it fast, easy, and affordable for customers in Cape Coral and throughout Florida to apply for a mortgage since 1986. With over three decades of experience, we are experts in the local market and in every loan situation.

Our loan experts patiently walk you through the application process and answer your questions in as much detail as you need in order to understand fully the terms of a loan. We stay in close communication with you constantly for a smooth, easy, stress-free loan process.

You do not need a perfect credit score to apply successfully for a home loan through Island Coast Mortgage. In fact, helping customers with swift credit repair when necessary is among our specialties. We also offer loan products such as FHA, VA and USDA which feature flexible credit approval.

With our variety of loan products, you can find a suitable mortgage for any situation. We even offer specialty products such as our manufactured housing loans and ITIN loans.

As a mortgage broker, we shop a network of wholesale lenders in order to bring you the lowest rates, guaranteed.

We also offer down payment assistance.

With our Early Approvals program, you can close rapidly on your dream property in Cape Coral.

Understanding the Loan Process

3 Simple Steps to Pre-Approval which is extremely valuable in the
competitive Cape Coral, Florida market.

  • 1. Schedule A FREE Consultation
  • 2. Develop A Mortgage Plan with your Consultant
  • 3. Apply and receive a same day free no obligation approval
Schedule a FREE Consultation Now!
Island Coast Mortgage Checklist

Free Mortgage Checklist to help
you get started

See What Our Clients Are Saying About Us!

Katherine Alfonso
Katherine Alfonso
20:53 22 Feb 24
We are first time homebuyers and closed early February! JB and Lynn work extremely hard to get you the house you wanted! Both very kind and will talk your through the whole process! I recommend using this company they are outstanding!!
Ann-Kathrin Effenberg
Ann-Kathrin Effenberg
11:54 13 Feb 24
JB always answered any questions I had and offered expert guidance when it came to my mortgage process for my home.
Johanly Dj
Johanly Dj
18:18 23 Dec 23
I enjoyed working with the people here, buying my first home was so easy and stress free. I would recommend them for anyone who is unsure of the process, all of our questions were answered quickly.
Connor Johnson
Connor Johnson
23:12 22 Dec 23
Had a great experience with JB and Lynn! Quick and painless. Highly recommend.
Pj Malott
Pj Malott
18:28 22 Dec 23
This is a amazing company, they helped me and my fiance buy our first home. The process was so easy and stress free. The next time we buy a home we will be sure to come back again. Thank you island coast mortgage :)
Dom King
Dom King
20:25 13 Nov 23
JB was extremely helpful, educated me on the best rates available to me through different lending as well as helping me close on the home quickly.10/10 recommend. And we will be working together again in the future.
Krystal Giraldo
Krystal Giraldo
13:57 08 Oct 23
Rodni Cruz
Rodni Cruz
19:40 25 Sep 23
I recently purchased a home and had the pleasure of working with JB Broughton and Lynn Torres from Island Coast Mortgage. From the moment I reached out, JB was incredibly friendly, approachable, and non-judgmental. He’s so easygoing. I feel like I’ve known him all my life. He was always just a phone call or text away, making the entire mortgage process seamless.Lynn Torres handled all the paperwork efficiently, ensuring that everything was in order. What truly stood out was the speed and professionalism of the entire team. We signed the contract and closed within just a few weeks, thanks to their fast, friendly, and highly professional approach.I can't express how grateful I am to JB, Lynn, and the entire Island Coast Mortgage team for making my home buying experience smooth and stress-free. I highly recommend their services to anyone in need of mortgage assistance. They truly go above and beyond to deliver exceptional service.
Lee Waller
Lee Waller
02:41 08 Sep 23
These guys were so fast, friendly, and professional during our mortgage application thru closing. JB and Lynn are terrific. I would highly recommend them, couldn't ask for anything more.
Yvonne Doll
Yvonne Doll
00:46 30 Jul 23
As a Realtor, it is imparative to associate yourself with professional business associates who have the experience to get the job done. JB Broughton & Lynn Torres have the experience to do just that~they are a professional mortgage lending team with years of closing experience. Give them a call for all your mortgage or refinance needs, you won't be disappointed. ☆☆☆☆☆Yvonne DollRiverside Real Estate IncServing SW FL since 2000
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Apply for a Competitive Mortgage in FL With Our Low Rate
Guarantee Now

If you are ready to take advantage of our Lowest Rate Guarantee and Early Approvals, please give us a call today at 239-214-7011 to schedule your consultation. We will give you personalized recommendations and get you started on the loan application process.

Schedule a FREE Consultation