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Welcome to Island Coast Mortgage

Top Rated Mortgage Broker in Cape Coral FL

Miles of beaches and a beautiful home are waiting for you in sun-drenched Cape Coral.

But with Island Coast Mortgage on your side, you don’t need to wait any longer to move into the home of your dreams.

We offer Early Approvals so you can close fast on your perfect Florida home. We also guarantee the lowest mortgage rates in the region.

JB Broughton - Operations Manager

Why Island Coast Mortgage?

We’ve been making it fast, easy, and affordable for customers in Cape Coral and throughout Florida to apply for a mortgage since 1986. With over three decades of experience, we are experts in the local market and in every loan situation.

Our loan experts patiently walk you through the application process and answer your questions in as much detail as you need in order to understand fully the terms of a loan. We stay in close communication with you constantly for a smooth, easy, stress-free loan process.

You do not need a perfect credit score to apply successfully for a home loan through Island Coast Mortgage. In fact, helping customers with swift credit repair when necessary is among our specialties. We also offer loan products such as FHA, VA and USDA which feature flexible credit approval.

With our variety of loan products, you can find a suitable mortgage for any situation. We even offer specialty products such as our manufactured housing loans and ITIN loans.

As a mortgage broker, we shop a network of wholesale lenders in order to bring you the lowest rates, guaranteed.

We also offer down payment assistance.

With our Early Approvals program, you can close rapidly on your dream property in Cape Coral.

Understanding the Loan Process

3 Simple Steps to Pre-Approval which is extremely valuable in the
competitive Cape Coral, Florida market.

  • 1. Schedule A FREE Consultation
  • 2. Develop A Mortgage Plan with your Consultant
  • 3. Apply and receive a same day free no obligation approval
Schedule a FREE Consultation Now!
Island Coast Mortgage Checklist

Free Mortgage Checklist to help
you get started

See What Our Clients Are Saying About Us!

Kayla Gilmore
Kayla Gilmore
06:52 19 May 24
Loved working with JB and getting the house I wanted! The process was quicker than I anticipated which I am so grateful for! Would definitely recommend to anyone looking to buy a home!
Kevin Cotton
Kevin Cotton
06:47 19 May 24
Handled everything amazingly! Got us into a new home quicker than I imagined! Very thankful for working with!
Lupe Maldonado
Lupe Maldonado
19:33 06 May 24
Nice and easy process, would recommend to working with JB.
Jose P
Jose P
18:58 26 Apr 24
I'd like to express my utmost satisfaction with Island Coast Mortgage for their exceptional handling of this transaction. Their efficiency and seamless management, coupled with their outstanding communication throughout every step, have truly impressed me. I wholeheartedly recommend their services—you won't be disappointed.Thank you again to JB and his amazing Team my God bless you all!
Monica Fischer
Monica Fischer
17:18 26 Apr 24
This was a very smooth and efficient transaction! JB and Lynn answered my many questions promptly and even made themselves available after hours to get our loan done!
steve wissman
steve wissman
17:55 23 Apr 24
Excellent company. Very honest and keeps you informed at all steps of your loan. Highly recommended Island Coast Mortgage
Nancy Espinoza
Nancy Espinoza
12:23 19 Mar 24
I recently bought my first house if it wasn’t from the help of JB Broughton and Lynn Torres thank you guys!! I highly recommend Island Coast mortgage!! such a great team of incredible people. Their customer service quality is great. The experience I had was super stress free and smooth with the process they make you feel very comfortable and explain everything details by details so if your looking forward to buying a home I once again recommend ISLAND COAST MORTGAGE is the way to go!!! Thank you guys once again.
JB and Lynn are the best! When I first reached out to JB, I had no hope left. Our landlord was selling our home and we were desperate to find a place to live, but everyone kept turning us down because I had messed up my credit during a bad divorce. I thought we were going to be homeless, which was crazy since we make good money. But JB told me exactly what to do and I did it. He actually told me I was one of the easiest people he had ever worked with because no matter what he and Lynn asked for, I gave it to them right away. I appreciated that because other mortgage brokers had just turned their backs when I asked for help. My situation was especially tricky, but JB and Lynn were patient and kind. They explained everything and answered my questions on weekends and at night. We closed on our house a little over a week ago. I couldn't be more thankful to them both.
Katherine Alfonso
Katherine Alfonso
20:53 22 Feb 24
We are first time homebuyers and closed early February! JB and Lynn work extremely hard to get you the house you wanted! Both very kind and will talk your through the whole process! I recommend using this company they are outstanding!!
Ann-Kathrin Effenberg
Ann-Kathrin Effenberg
11:54 13 Feb 24
JB always answered any questions I had and offered expert guidance when it came to my mortgage process for my home.
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Apply for a Competitive Mortgage in FL With Our Low Rate
Guarantee Now

If you are ready to take advantage of our Lowest Rate Guarantee and Early Approvals, please give us a call today at 239-214-7011 to schedule your consultation. We will give you personalized recommendations and get you started on the loan application process.

Schedule a FREE Consultation