Moving into a beautiful home on the Florida coast in or near Cape Coral can be a dream come true.
To make it happen, you will need to purchase a home with a competitive mortgage featuring rates and terms which are right for you.
Island Coast Mortgage works with a network of wholesale lenders to bring you a variety of loan products and the lowest rates in the area.
Our mission is to connect you with the product which is most suitable for your individual needs for home purchase or refinance.
We Offer These Florida Loan Options
An FHA mortgage insured by the Federal Housing Administration is an ideal product if you need flexible credit qualification and a down payment as low as 3.5%.
We can connect you with a conventional loan within the Fannie Mae and Freddie Mac conforming loan limits featuring a down payment requirement as low as 3%.
For our country’s military service members, the VA loan program insured by the Department of Veterans Affairs (VA) offers flexible approval, zero down, and no PMI requirement.
The USDA loan program insured by the US Department of Agriculture (USDA) is an income-based, flexible approval mortgage program for rural housing.
A reverse mortgage in Cape Coral allows you to extract equity from your home as cash during retirement to pad your income.
Borrow above the Fannie Mae and Freddie Mac limits with a Cape Coral jumbo mortgage.
- Foreign National Loans
There are ample valuable real estate investment opportunities for foreign nationals in Cape Coral and throughout the state of Florida. Our foreign national loan program makes it fast and easy to invest in these properties.
- First Time Home Buyers
We can connect first time homebuyers in Florida with a range of loan programs that make it easy and affordable to purchase a home.
- ITIN Loans
Through our ITIN loan program, you can apply successfully for a mortgage without a social security number.
- Manufactured Housing Loans
Looking to purchase a manufactured home in Cape Coral or elsewhere in Florida? You can do so with one of our manufactured housing loans.
If your current mortgage is no longer ideal for your purposes, refinancing can help you save money and enjoy more suitable terms.