Welcome to Island Coast Mortgage. Based in Cape Coral, FL, we serve customers in Cape Coral, Fort Myers, Port Charlotte, and throughout the state of Florida.

JB Broughton
Operations Manager
I have over 30 years of mortgage expertise to make every transaction for our clients seamless and successful. Our team will we be available to give you personal service with the best rates and programs from your initial consultation to the closing table. I pride myself on being available to answer any question or concerns and solve any issues that come up in the process of purchasing or refinancing your home. Buying or Refinancing your home does not have to be a stressful process. When Banks so NO we say YES. Whether you are a first time buyer or a seasoned home owner I will make your next transaction a success.

Ruby Figueroa
Mortgage Loan Originator | NMLS# 2406339
Se Habla Español
Our Story
Island Coast Mortgage was founded in 1986 with a vision to make it fast, easy and affordable for every homebuyer in Florida to find a suitable mortgage.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to connect clients with ideal home loans while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Why Island Coast Mortgage?
- With more than 30 years of experience serving customers in and around the Cape Coral area, we know the local real estate market like no other company, and are experts at helping homebuyers to surmount all obstacles.
- We make it affordable to purchase a home by connecting you with a wide variety of competitive loan products from the wholesale lenders in our network. We also cover 100% of closing costs to save you thousands of dollars on a new home.
- We offer specialized mortgage products such as loans for manufactured homes and more.
- With Early Approvals, you can close fast on your dream home, which can be vital in a fast-paced market like Cape Coral.
- Don’t have an ideal credit score? That is no problem when you apply for a home loan through Island Coast Mortgage. We offer fast credit repair and flexible approval.
- Need help with your down payment? We offer down payment assistance.
- We take pride in providing excellent customer service throughout the lending process. Our loan experts are knowledgeable, transparent, patient and communicative.