Have your heart set on buying a home in Cape Coral or elsewhere in Florida, but not sure you can meet the down payment requirement?
At Island Coast Mortgage, we want to make sure that lack of down payment funds doesn’t hold you back from moving into your dream home right away.
That is why we offer down payment assistance to qualifying borrowers.
Your Springboard to Homeownership in Florida
Whether you are just starting out and you are purchasing your first home, or you are a repeat homebuyer, struggling to put down money on a home is a common scenario.
We may be able to qualify you for a 3% down conventional loan, an FHA loan with a 3.5% down payment, or a VA mortgage with zero down, depending on your eligibility.
But even if we cannot go that route, our down payment assistance program can make home buying in Florida affordable.
How We Can Help
If you qualify for our down payment assistance program, we can provide you with funding to cover up to 4% for your down payment or closing costs.
For many customers, this is all it takes to bring homeownership in FL within reach and keep money liquid for a stable financial future.
We also can help you explore other local options for assistance which may be applicable in some situations.
