Mortgage Broker in Fairhope AL | Island Coast Mortgage

Top Rated Mortgage Broker in Fairhope, AL

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Looking for a competitive mortgage in Fairhope, AL? Island Coast Mortgage is your top-rated Fairhope mortgage broker, committed to helping you buy a home or refinance anywhere in Alabama and Florida.

As your local mortgage broker in Fairhope, AL, Island Coast Mortgage specializes in offering an extensive range of loan options tailored to your specific needs. Whether you are interested in VA Loans, FHA Loans, Jumbo Loans, or other programs, we work hard to connect you with the best solutions.

Our team of experienced professionals understands every aspect of the mortgage process, including closing costs, interest rates, and monthly payments. We are dedicated to guiding you through each stage—from pre-approval to the final closing. Our Fairhope office provides personalized in-person consultations to ensure your mortgage fits your needs and goals.

Whether you are a first-time homebuyer or a seasoned real estate investor, Island Coast Mortgage is ready to help you achieve homeownership success in Fairhope, AL, and throughout Alabama. Experience the difference with Island Coast Mortgage—your trusted partner in finding the perfect mortgage solution.

Meet Our Mortgage Loan Officers

JB Broughton

Operations Manager

I bring over 30 years of mortgage expertise to ensure seamless and successful transactions for all clients. From initial consultation to closing, our team offers personalized service, providing the best rates and programs. I take pride in being available to answer your questions and address any concerns that arise during the mortgage process. Whether you’re buying or refinancing, I will guide you every step of the way. When banks say NO, we say YES.

Ruby Figueroa

Mortgage Loan Originator | NMLS# 2406339

Se Habla Español

Mortgage Loan Programs We Offer in Fairhope, AL

Find Your Dream Home with Island Coast Mortgage

Every homebuyer has unique needs, and securing the right mortgage is crucial. As your trusted mortgage broker in Fairhope, AL, Island Coast Mortgage is committed to helping you find the perfect mortgage lender and loan product.

We Offer These Types of Loans in Alabama

Why Choose Island Coast Mortgage?

Since 1986, we have been helping clients in Cape Coral, FL, and beyond secure affordable, customizable mortgages. With the opening of our new Fairhope, AL office, we are expanding our services to meet the needs of clients across Alabama. Our team has decades of experience navigating the complexities of the mortgage industry, making the process fast, easy, and stress-free for you.

You don’t need perfect credit to qualify for a mortgage at Island Coast Mortgage. We specialize in assisting with credit repair and offer flexible approval options through FHA, VA, and USDA loans. Additionally, we provide specialty loan products like ITIN and manufactured housing loans, ensuring you can find the right mortgage for your situation.

As a mortgage broker, we work with a network of wholesale lenders to find the lowest rates available, guaranteed. We also offer down payment assistance and early approval programs to help you close quickly on your dream home.

See What Our Clients Are Saying About Us!

Excellent

Island Coast Mortgage4.9

Based on 89 reviews

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jesus F.

1 year ago

Would like to express our sincere gratitude to JB Broughton for all his outstanding work in obtaining our mortgage for us. We would highly recommend his services to anyone. From the first point of contact right through to the end he provided a first class service, always dealing with any queries we had, always contactable and even when busy he returns calls. From the moment we met him, he put us at ease, his knowledge and expertise of the industry shines through. We would like to thank you so much JB for helping us get our home together.
Jesus and Nery

Yvonne D.

2 years ago

This right here is what a happy first~time homebuyer 🏡 looks like!!! The perfect home, at the perfect time with the perfect financing plan... All this turns into the perfect Welcome Home & a Forever Friendship!!
Let's congratulate Mikey & Sabrina Suarez on a job well done! We ran the marathon, we jumped the hoops and we got it done! You could be next... Huge shout-out again to JB Broughton & Lynn Torres with Island Coast Mortgage for their diligence & know-how to put the perfect loan together, you guys ROCK! ☆☆☆☆☆ Welcome Home Suarez Family, welcome home!

Janie O.

2 years ago

We used Island Coast Mortgage since we were first time home buyers. Lynn was very responsive and helped us every step of the way. She gave us advise on everything and kept on top from beginning to end .
She went out of her way to help us secure homeowners insurance since we had no idea what we were doing . I highly recommend them for all your mortgage needs. They will not disappoint you.

Jose P.

2 years ago

I'd like to express my utmost satisfaction with Island Coast Mortgage for their exceptional handling of this transaction. Their efficiency and seamless management, coupled with their outstanding communication throughout every step, have truly impressed me. I wholeheartedly recommend their services—you won't be disappointed.
Thank you again to JB and his amazing Team my God bless you all!

Rodni C.

2 years ago

I recently purchased a home and had the pleasure of working with JB Broughton and Lynn Torres from Island Coast Mortgage. From the moment I reached out, JB was incredibly friendly, approachable, and non-judgmental. He’s so easygoing. I feel like I’ve known him all my life. He was always just a phone call or text away, making the entire mortgage process seamless.

Lynn Torres handled all the paperwork efficiently, ensuring that everything was in order. What truly stood out was the speed and professionalism of the entire team. We signed the contract and closed within just a few weeks, thanks to their fast, friendly, and highly professional approach.

I can't express how grateful I am to JB, Lynn, and the entire Island Coast Mortgage team for making my home buying experience smooth and stress-free. I highly recommend their services to anyone in need of mortgage assistance. They truly go above and beyond to deliver exceptional service.

Jennifer P.

6 years ago

JB Broughton is the absolute BEST! I highly recommend. Thank you for everything and in a timely manner.

Amanda C.

6 years ago

A friend of mine recommended using JB for purchasing my 1st home, and I’m so glad she did! Both JB and Lynn were quick about getting things done and helped answer any questions along the way. I got a low interest rate, and he got it even lower just before we closed. I highly recommend using Island Coast Mortgage for your home buying needs!

Doreen L.

6 years ago

*******There are not enough Stars to rate JB and Lynn at Island Coast Mortgage!!! Outstanding....Unsurpassed Service!!!! They do not quit until you have Success!!! I have Mortgages many homes and this is the Best Ever!! Extremely Knowledgeable....Personable....and obtained me the Best Loan with the Lowest Rate!!!!

Izai S.

6 years ago

As a Realtor, you try to find connections with lenders that are hardworking and willing to do whatever it takes to be there for your clients 24/7. I had the pleasure of working with Ivan Sanchez, who was always there for my clients and kept them informed every step of the way. Fulfilling our clients dream of getting them into their home is our number one goal, Ivan certainly goes the extra mile to achieve that goal! If you're looking for a lender that will not give up on you, Ivan is your guy!

Rossy A.

6 years ago

I definitely recommend island coast mortgage for your house loan. Our realtor agent Ivan Sanchez was very helpful and always available to every call. As a first time home buyer we couldn’t decide what house to pick, He nicely showed us multiple houses before making a decision. Very young guy but very smart and with experience. Thank you very much for making our dream come true.

Purchase Your Home or Refinance in Fairhope, AL Today

Island Coast Mortgage is your go-to resource for all home purchase and refinancing needs in Fairhope, AL. Whether you’re purchasing your first home or refinancing, we can help you secure the best mortgage at competitive rates. Reach out to us at 239-214-7011 or click below to schedule a consultation.

We proudly serve Fairhope, AL, along with clients in throughout Alabama, Florida, Mississippi, and Ohio.

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