One of the ways we make it easy to buy a home or refinance in Florida is to offer a range of simple online tools that you can use to better understand your financial needs and speed up your home search and your selection of a mortgage. Let’s go over the tools we offer and how they can help you.
- Refinance analysis. Trying to figure out whether it is the right time to refinance can be challenging, which is why we offer a refinance analysis tool. All you have to do to find out whether a refinance could save you money is to answer a few quick questions. If, based on the answers, it appears that a refinance could be in order, you can set up a consultation. During your consultation, we can review your situation in more detail to give you a more detailed analysis.
- Home purchase qualifier. One of the most difficult questions for a lot of homebuyers starting out is how much home they can afford. This is information you need to know in order to direct your home search properly. This tool does the math for you so that in just a couple of minutes, you can get an estimate of how much you can afford to spend on a home.
- Home value estimator. There are some tools online that will tell you an estimate of what your home is worth if you input your address. But these tools are rarely accurate. Our home value estimator can give you a more accurate estimate within minutes. We also can tell you roughly how much nearby homes are worth.
- Search Florida homes for sale. The home search process itself can be one of the most exciting and fun parts of buying a home, but it can also be a daunting one. There are a lot of homes to look through in this part of Florida. If you do not know where to begin, start out with our free local home search tool. Just input some basic criteria about what you are looking for, and we will show you beautiful local homes for sale that fit your needs.
- Mortgage calculator. We offer a mortgage calculator to help you skip the math. Just input a total amount, a down payment amount, an interest rate, and the loan term, and we will calculate the monthly mortgage payment. During the early stages of the home search process, a mortgage calculator can help you figure out what you can afford. During the later stages, it can help you compare different lending products, and further narrow down your candidate properties. This is also a great way to get a feel for how fluctuations in interest rates can impact your monthly mortgage costs.
Buy a Home or Refinance in Florida
You can find all of these online tools right here on our Resources page. You can use all of these resources for free. If you are ready to take the next steps, please give us a call today at 239-214-7011 to schedule your mortgage consultation. We can help you buy a home or refinance in Cape Coral or anywhere in Florida.